Declining Market Rule Confusing to Many Why choose an ARM?
May 27

San Francisco Fed President Janet Yellen (non-voter) said rates
are “appropriate” for encouraging growth and that the real Fed funds rate
is near zero.

In a Q&A session following her speech, Yellen said
some negative scenarios for the housing market remain
and that the extent of the drop in housing prices is the biggest unknown.
She also said she is concerned about an adverse feedback loop on home
prices…

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