Below is a video of a Nike commercial featuring Michael Jordan that is truly inspirational to me. He’s inspirational not just because of his physical abilities, or business accomplishments, but because of his drive, leadership, and ability to overcome adversity. Anyway, I thought this was a good commercial and thought I would share it.
One of the things I’ve been trying to work on in the first two months of 2008, is to not be as wasteful. I do this to live a more green lifestyle, but also to save money. I have found some pretty painless ways to cut down on waste and utility costs.
On the front page of Digg.com a week or so ago, was a story about Google before they had their IPO. The story was about how they wanted to protect their employees from stock brokers and money managers who would try to separate all the new Google millionaires from their money. Google’s senior VP Jonathan Rosenberg, brought in some of the most revered names in investment theory to teach them about the fine art of personal investing. Stanford University’s William (Bill) Sharpe, Burton Malkiel and John Bogle. All three had basically the same advice… don’t try to beat the market. Put your savings into some indexed mutual funds, which will make you just as much money (if not more) at much less cost by following the market’s natural ebb and flow.
I do a lot of reading. This probably keeps me from working sometimes, but I do get a lot of good advice on how to be more productive when I do get to work. Whether it’s something I see on TV, read in Men’s Health, or just a tidbit I see online, I thought I would start sharing these tips on here instead of just filing them away in the back of my mind. Here’s an interesting tip I saw in Men’s Health today.
As I’m sure a lot of other people do, I get credit card solicitations on a daily basis. I only hold one credit card, and that’s the one tied to my checking account for overdraft protection. I find these offers annoying, but sometimes interesting based on what they offer. So how do you know which credit cards have a decent rewards program?
I’ve been seeing a lot of ads for short sale websites lately. Then, after going back to my old stomping grounds and reading Yahoo Finance, I saw, “What is a short sale?” was the top question on Yahoo Answers.
Valentine’s Day is almost upon us. This corporate holiday, pulled from thin air in order to sell more stuff, that says we should be romantic on a certain day. I mean, if you have a significant other, shouldn’t you try to do nice things for them all the time? Anyway, this is my first Valentine’s Day without a girlfriend in quite some time. I always hated the idea of it, but I always celebrated in some way or another. If you are looking for a way to impress your valentine without spending much (or anything at all), check out this list of ideas.
A girl I know came up to me the other day asking if she should contact Sprint about dropping a $220 fee she incurred for cancelling one of the two lines on her account. She’s been a Sprint customer for nearly 5 years, and is planning to stay with them, she just doesn’t need the second line anymore.
Wealth building, at least in theory, should be simple. Find a way to save money, invest that money, and give your nest egg time to grow. So why is it so difficult for some people?
In my efforts to learn everything possible regarding finance this year, I have come across some interesting articles. Since I have been rather busy lately, and unable to write as much as I would like, I thought I would share some of the articles I’ve read. I’ve found that quite often, the most interesting articles come from blogs. So here they are…
Is the U.S. heading for a recession?
It would seem if you’ve been watching the markets, news networks, or reading the business section, the answer would be a resounding yes. In my daily reading, I have come across two articles that represent either side of the argument.
A dividend reinvestment plan (DRIP) is an equity investment option offered directly from the underlying company. The investor does not receive quarterly dividends directly as cash; instead, the investor’s dividends are directly reinvested in the underlying equity.
I was reading this article from CNN Money that I found rather interesting. The article is the answer to a question a reader had submitted. The question was “I have $600K in a money market that I plan to invest in Vanguard index funds. Should I put it in at once or dollar cost average in increments over a certain period of time?”
Most of the time when I make a purchase, I use my debit card over my credit card. I don’t usually carry much cash, but like the idea of spending money I have rather than racking up a balance to pay later. Lately however, it has been brought to my attention that using a credit card probably makes more sense. Here are some of the reasons why to use your credit card over your debit card.
For those people looking to start the new year off by learning more about investing and planning for the future, there are some terms you should be familiar with. One of those terms is compound interest.
Once you begin to get credit, it is something that you need to handle with care. By making poor financial decisions, or not handling your finances carefully, it can put you into debt rather quickly. It is much easier to get into debt than it is to get out of it – as many Americans are now finding out. For that reason alone, you should make a deliberate effort to avoid ever going into needless debt. One simple way to end up in financial trouble is to not take to notice of where your monthly income is going.
If you want the potential of making a lot of money in a short time, then FOREX (Foreign Exchange, or FX) may be just what you are looking for. It has long been the means of the ultra rich to use FOREX principles of gaining their wealth, and it has, until recently been out of reach for the average person. Now, though, many people are trying their hand at gaining wealth this way. Here are some basic thoughts about how FOREX works.
Most successful businesses today have some connection to the Internet. Even brick and mortar businesses that don’t sell products online are aware of how important the Internets 24/7 audience is. Being available to the world, all hours of the day is key for building a brand and boosting profits. If you have never considered starting your own little Internet venture, here are some reasons why you should.
Being able to comfortably retire is a concern that millions of baby boomers will have to face in the coming years. For those who didn’t properly prepare for retirement, there are options. If you are a homeowner, a reverse mortgage may be the best.
Buffett bets on prefab homes
Legendary investor Warren Buffett is making some interesting investment decisions… should you follow suit?